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Business Loans

Whether your enterprise is large or small, growing or well-established, we understand businesses have different needs, and we are here to assist with short term, intermediate or long term financing.

Lines of Credit

To help you manage short term cash flow needs or seasonal demands

  • Inventory and accounts receivable financing
  • Provide funds for payroll or unexpected expenses
  • One year term with monthly interest payments
  • Automatic advances to avoid overdrafts
Equipment and Vehicle Loans

To finance additional or replacement equipment or vehicles

  • Flexible repayment terms to fit your business
  • Competitive fixed or variable interest rates
  • Convenient automatic payment withdrawals available
Commercial Real Estate Loans

To acquire, expand or refinance all types of real estate properties from office to retail, apartments to hospitality, production to warehouse, assisted-living to land development

  • Monthly repayment terms with extended amortizations
  • Flexible down payments
  • Competitive fixed or variable interest rates
  • Convenient automatic payment withdrawals available
Agriculture Loans

Whether your needs are for crop production or livestock purchases, equipment or land, or simply discussing your operation, we have bankers experienced in agriculture that can help you.

  • Lines of credit for crops or livestock production
  • Machinery and equipment financing
  • Real estate and/or facilities
  • Competitive rates and terms
Construction Loans

When it's time to expand or build a new building, we can help with construction financing

  • Interest only for 6 to 18 months
  • Draws/advances coordinated for you with title ins company
  • Construction to permanent loans available to simplify the project
SBA and USDA Guarantee Loans

With our professional assistance, a government guarantee loan can be a valuable alternative to get your business started or to expand

  • Credit lines and term loans available
  • Bank originated and submitted loan application
  • Longer term financing helps business cash flow
  • SBA Express, 7a, 504 and others available
  • USDA B & I Loan for equipment and/or real estate
Specialized Loans

Financing for unique business needs can be obtained with our professional assistance

  • Business acquisition or major expansion
  • Ownership change or management buyout
  • Asset-based financing
 

Quick Links

Meet Our Professionals

Brandon Bowley

Brandon Bowley

NMLS#810584

3419 W State Street
Grand Island, NE

308-398-4925

Email Brandon

Jon Heath

Jon Heath

NMLS#494662  

3311 W. Stolley Park Rd. 
Grand Island, NE 

308-398-4914   

Email Jon

 John Nootz

John Nootz

NMLS#675828

221 S. Locust St.
Grand Island, NE

308-398-4905

 Email John

V. Robert Waterman

Rob Waterman

NMLS#769399

715 W. 4th St.
Hastings, NE

402-462-2175

Email Rob

 Scott Haskell

Scott Haskell

NMLS#1450013

201 W. 7th St.
Lexington, NE 

308-324-2331

Email Scott

Bill Carson

Bill Carson

715 W. 4th St.
Hastings, NE 

402-462-2175

Email Bill

 

D. Scott Latter

NMLS#1491474

423 Garfield Street
Holdrege, NE

308-398-4901

Email Scott

 Kurt Haecker

Kurt Haecker

NMLS#491725

221 S. Locust St.
Grand Island, NE

308-398-4953

Email Kurt

 

Today,
Tomorrow, Together

Banking for Today.

Meeting your needs today with the technology of tomorrow.

Southwest Office